My origin right now is 12. Used to be 8 before the third "lifetime" host I recommended popped. Three pops in two years, each one a cache miss for everyone who trusted the edge. The latency on refunds? 340 and climbing.
Regulators should treat these as prepaid gift cards with mandatory escrow. Pop the money into a trust, release monthly. If the provider's origin goes dark, users keep their edge. It's 15 now just thinking about it.
